Get a Payday Loan or Cash Advance Today
Your Credit History does not matter! No Paperwork.
Instant payday loans are swift source of cash ranging from $100 to $1500 for a very short period of two weeks. Your next payday will be the repayment date for the borrowed cash. But you can stretch the loan repayment for a month also. There is no collateral involved in these unsecured loans. A simple online application to the lender and verification of your employment, monthly salary and residential address is usually enough for the lenders to provide you the cash.
For Canadian people with troubled credit history of repeatedly making late payments and defaulting on payments, instant payday loans are ideal to take. This is because the lenders do not make any credit checks. So, you are not asked to make your credit history known to the lender.
What is a payday loan or cash advance?
A payday loan or cash advance is an unsecured, short-term cash loan designed to help you until your next payday. Customers choose payday advances to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties.
What can a payday loan be used for?
The use of payday loans is at your discretion. Many people use them to meet an unexpected expense, or to pay off some bills. You use the money as you see fit.
How much can I borrow?
You can apply for a loan between $100 and $1,500. The lender will decide, based on your application, how much you can qualify for. After successful repayment of your loan, your loan amount may increase on any future loans.
What is the procedure to apply for a payday loan online?
Complete and submit the application found on our website. The application itself takes just a couple of minutes. In most cases the application is reviewed and approved instantly.
What information do I need to complete the application?
We need your name, address, contact details, employment information, and banking details in order to complete your payday loan request.
How and When do I get the money?
The money is deposited into your bank account by electronic transfer usually within 24 hours of being approved.
Is my personal and financial information secure?
We respect our customer's right to privacy in managing their personal finances. Our site uses a variety of security measures to maintain the safety of your personal information. All sensitive data transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
Is there an application fee?
This website does not charge a fee to the applicant. The cost of the loan will vary by the lender, the amount of the loan and the province in which you live. Before you agree to the terms, please review them carefully.
Does submitting an application obligate me to take out a loan?
No. Submitting an application simply states that you wish for one of our agents to approve and contact you to discuss your payday loan options. You may ask us any questions, and withdraw your request if you choose to do so.
What if I have bad credit?
Even with bad credit you can still qualify for a payday loan in Ontario. Your credit score is not a factor in receiving the loan in most cases.
Can I extend an existing loan?
No. Canadian regulations ban the practice of extending loan due dates. You must pay it back in full on the due date.
Need the cash today?
Our application process will not take more than 5 minutes, in most cases our clients get funded the same day:
- Fill our simple online form
- Your application gets reviewed
- We send you the offer
- Accept the offer or ask for more info
- The money is sent to your bank account
- Pay back the summ according to your contract
- No need to visit a bank or physical office
- No hidden fess
- No credit score
- No faxing or paperwork